Tips for Sellers
Getting the Highest Price in the Shortest Time
In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your
Day: March 27, 2019
Mortgage Information
Your Savings and Down Payment
Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate
Title and Escrow
Why Do You Need Title Insurance?
Title Insurance. It’s a term we hear and see frequently – we see reference to it in the Sunday real estate section, in advertisements and
Tips for Sellers
What is a Short Sale Anyway?
An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale? A short sale happens
Welcome to my new website
Welcome to my new and improved real estate website. I invite you to look around and see what is available. As your Lincoln, Nebraska real
Homeowner Information
Understanding Foreclosures
It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and
Tips for Buyers
Thinking About Buying a Foreclosure?
With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing
Title and Escrow
The Functions of an Escrow
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the
Title and Escrow
Required Reporting to the I.R.S.
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the
Mortgage Information
Items You Need When Applying For a Loan
Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and
Mortgage Information
Adjustable Rate Mortgages – The Basics
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the
Tips for Buyers
Getting a Legitimate Lender and Getting Pre-Approved
It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However,
Mortgage Information
FICO® Scores and Your Mortgage
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective
Mortgage Information
FICO® Score – a Brief Explanation
When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on
Mortgage Information
Documenting Your Assets – Verifying Your Down Payment
When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want
Homeowner Information
Common Ways of Holding Title
How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take
Mortgage Information
Closing Costs When Buying or Refinancing a Home
This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order
Title and Escrow
Closing and Title Costs
It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check
Mortgage Information
Adjustable Rate Mortgages – The PROS & CONS
Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let’s explore
